" I started trying to do a home loan modification by myself in October 2009. I sent all the required paper work into the banks and was told I would have to wait for 30 days. After 30 days, I called to check on the paperwork and got the big run around by the bank. I was transferred from department to department with out getting any answers in the end. After several months the bank again requested more paperwork and, after several more months, I received a denied letter from the bank however, they said I could reapply if my situation changed. I contacted Dwayne White at Alpha Business Consulting and ask him what he could do for me. He told me to send the information to him and he would take can of it. He talked with the bank on my behalf and in 4 months I had a modification on my first mortgage loan. The second mortgage had more problems then the first, but Dwayne kept making contacts till he got to the people making the decisions and I received a verbal confirmation that my modification will go though when the paperwork for my first loan modification was processed.
My modification interest rates have been lower to a 2% for the fir 5 year and end up it at 4.85 % with is below want I was paying before."
Mr. Don Cope
Retired Veteran
April 14, 2011
"As a real estate investor I found myself unable to pay my “under water” mortgages on a few properties I own. This was due to the negative cash flow triggered from the recession and associated real estate downturn.
I attempted to handle these issues myself with the banks and literally spent hundreds of hours working with rude, incompetent bankers that really had no interest in helping me. Next I hired a loan modification company that turned out to be over priced and useless, I found that this company only wanted to handle the easy deals and quite frankly I was better off without them so I fired them and got my money back after a big struggle.
Next, I hired The Alpha Consulting team and worked specifically with Mr. Dwayne White’s to resolve my loan modification issues. He is a seasoned mortgage officer and will educate you on the process, potential resolution scenarios, and will keep you constantly updated. His energy and tenacity goes along way as he contacted politicians, supervisors, government liaisons, bank presidents, and bottom line whoever he needed to in order to get action. The door was slammed on me several times (I had 4 loan modification applications into one bank prior to hiring Mr. White) and bottom line I can honestly say there is probably no one better to assist you with your loan modification –he does not take “No” for an answer as I witnessed this first hand while on several 3-way phone conferences with him and the bank representatives. I ended up with 2.5%, 1.5% and a 4% terms on my loan modifications."
Mr. Michael Smialek
Senior Software Consultant
April 21, 2011
